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August Mortgage Payoff Status

August 19, 2013

We were able to get one step closer to our goal for the month of August, we took off one more piece!  Since we use the money made last month to budget for this month’s bills, this was difficult because we were in Lake Tahoe for 7 days. Since I’m per diem, if I don’t work, I don’t get paid.  Luckily I was able to work 6 partial work days the week before we left, so that helped out a little bit.

About a month ago, TLC sent me a message asking me if I was interested in trying out for their show: “Extreme Cheapskates.”  Is it just me or is there a negative connotation associated with the word “cheapskate?”  I prefer the words: frugal, thrifty, budget-savvy……but cheapskate?  I don’t know.  Has anyone seen this TV show and can give my husband and I some insight?  I’m not sure if reality TV is my calling; I think I’d prefer to sit behind the computer where you can’t see me, and blog in my PJ’s while having an ice cream sundae. So much cozier.

If you are new to this blog, this is our visual aid for our mortgage payoff.  Every black piece represents a sum of money towards our debt. We take a piece off every time we reach the dollar value of a black piece.  We are still on track to pay this thing off on November 29, 2013.

In the beginning: June 2011

 

Mortgage debt visual aid.

 

July 2013

 

July Mortgage Payoff

August 2013: 1 piece removed, only 7 more to go!!!!!!!

Mortgage Payoff Visual Aid

Money Challenges:  I’m hoping to save up enough of my recreation money to buy a new or used Canon Rebel to take better pictures for my blog.  Besides Craigslist, anyone know where I can buy a decent quality, used camera?

A picture from our time in Lake Tahoe.

A picture from our time in Lake Tahoe.

I’m hoping to be sharing pictures of our latest frugal vacations sometime this week.

Question for you:  How much would you, or have you sacrificed for your financial freedom?

Thanks for stopping by!!!!

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4 Comments leave one →
  1. August 19, 2013 7:40 am

    Love this! I’m not sure that I would say I have really sacrificed all that much for my financial freedom, unless a demanding university program and job count?

  2. August 19, 2013 10:32 am

    I’ve watched TLC’s “Extreme Cheapskates,” most of those people are ridiculously cheap, yes I mean that in a negative way. I remember one episode showed a guy taking leftovers from people’s plates while out to dinner with his wife! Ewww! AND, there was the one woman who did not believe in buying groceries so she would go trash bin diving to get food. That show is a bit crazy for my taste. Anyway, you don’t come off as one of them.
    Congratulations on almost being done with your mortgage!!!! Soon I will know what it’s like to have one, exciting!
    -CAT

  3. Lauren permalink
    August 20, 2013 8:39 am

    I’ve also seen the show and it’s horrible. It seems to poke fun at the extreme cheapness of the subjects, portraying one couple at an “ice cream date” where the husband just asks for multiple samples and the employee gets irritated for the lack of purchase. It’s awkward to watch which is why I never watched it again! I would never consider your lifestyle of frugality and smart budgeting as “cheapskate”. TLC would be better off showcasing financially responsible people such as yourselves, but they seems to need the made up drama to bring in ratings.

    For my husband and I, we sacrifice a lot of extras (fancier vacations than camping, eating out more than once a millenium, shopping other than food/toiletries) to stay in a comfortable place. Since having our daughter 6 months ago, I have been home and he has been working a lot of extra hours to make sure we are able to live within our means. I will be back at work soon and our next big financial endeavor will be a house! This is what we are saving for now and have been for the past few years, making the purchase that much more exciting!

    With the baby, I also cloth diaper and make all of her food. Aside from her milk intake, one sweet potato (steamed and pureed) feeds her for 3 days! I sacrifice convenience in this department.

  4. August 23, 2013 9:39 am

    I think there is a vast difference between frugal and careful than this ‘cheapskateness.’ I think you are wise to maintain your dignity and not embark into the dark world of some reality TV.
    And good luck with those last 7 pieces. That is very exciting.

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